Korea ESL Jobs

Everything you need to know
about Teaching English in Korea

What about Health and Medical Issues when Living and Working in Korea?

What if I get sick - or hurt?

Employers in Korea are required to provide you with a basic form of health/medical insurance.  You will usually be required to pay for half of the insurance, which is typically withheld from your wages.  Insurance coverage in Korea is not expensive.

Is the provided coverage adequate/enough?

If you are young and healthy, don't ride a motorcycle or engage in dangerous activities, and don't travel to other countries -  then it probably is. 

These type coverages are fine for the occasional cold or semi-serious illness.  But they are not always adequate for long-term or out-of-country coverage, or for any kind of serious or catastrophic illness or injury (just the author's opinion - if you are unsure seek additional professional advice). 

If you are thinking about teaching long-term, are middle-aged or older, and/or ride a motorcycle - then consider purchasing a good quality policy that you can take with you from country to country.

Aren't these type policies expensive?

Fast & Free Online Quotes

Yes, and no.

What is really expensive is to have a serious medical problem and no, or lousy, coverage.  Yes, you will find that some policies offered by major insurance providers quite expensive.  But there are some reasonable alternatives. One traditional company that offers "instant quotes" on line is MultiNational Underwriters.  Click on their box to the right for fast and free online quotes.  It is free and will give you at least a fast idea of what something reasonable might cost.

Travel Insurance

Travel Insurance is a good option if you want some coverage only while out of the country where you are working - as your work coverage will not cover you out of the country, on the way to your job, or on your way home.  And, after all, one reason for choosing TEFL as a job alternative - is so you can travel.

  I feel better already - knowing that you - at the very least - know something that you really need to know if you are going to live and work overseas.  Again - check with MNU for good coverage.  It is FREE to ask and it will at least give you a ball park figure.

Please note - the author of this page is not a medical professional, nor an insurance coverage expert.  Seek professional advice and guidance for your best interests.

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